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Insights

Insurance, in plain English

Trends, tips, and the “did you knows” that help you protect what matters most.

From Our Kitchen

Grandma's Heartland Cornbread

Golden, a little sweet, and perfect alongside chili or soup. Plus a monthly habit that could save your home.

October 17, 2026
Coverage Explained

Actual Cash Value vs. Replacement Cost

Two ways your policy can pay a claim — and the difference can cost you thousands. Here's what to know.

October 15, 2026
Did You Know

Preparing Your Omaha Home for Storm Season

Eastern Nebraska gets its share of wind and hail. A little prep now protects your home — and your claim later.

September 30, 2026
From Our Kitchen

Sunday Slow-Cooker Pot Roast

Set it in the morning, come home to dinner. A cozy classic with a quick safety reminder.

September 19, 2026
Coverage Explained

Renters Insurance: The Best Deal in Insurance

For a few dollars a month, renters insurance protects your stuff and your finances. Here's why it's worth it.

September 10, 2026
Holiday & Safety

Fire Up the Grill (Safely) This Labor Day

Burgers, brats, and a long weekend — here's how to grill like a champ without a trip to the ER or a claim.

September 3, 2026
Did You Know

What Actually Happens After You File a Claim

Filing a claim feels stressful when you don't know what to expect. Here's the process, step by step.

August 25, 2026
From Our Kitchen

Our Favorite Game-Day Chili

A hearty, crowd-pleasing chili for chilly Nebraska afternoons — plus one kitchen habit worth keeping.

August 15, 2026
Insurance Tips

Teen Driver? How to Add Them Without Wrecking Your Rate

A new teen driver will raise your premium — but a few smart moves can soften the hit. Here's what to know.

August 7, 2026
Coverage Explained

How Much Life Insurance Do You Actually Need?

Forget the scary number. Here's a simple way to figure out how much life insurance your family actually needs.

July 21, 2026
Coverage Explained

Wind and Hail Deductibles, Explained

Many Nebraska home policies carry a separate wind/hail deductible that works differently from your standard one. Here's how it works — before the next storm.

July 8, 2026
Coverage Explained

What Is Coverage A? Dwelling Coverage Explained

Coverage A is the part of your homeowners policy that pays to rebuild your house. Here's what it covers, how the limit is set, and why it matters in the Omaha area.

July 8, 2026
Did You Know

Did You Know? Standard Home Insurance Doesn't Cover Floods

Most homeowners are surprised to learn flood damage isn't part of a standard policy. Here's what that means — and how to protect yourself.

June 29, 2026
Did You Know

Did You Know? Filing a Small Claim Can Cost More Than It Pays

Sometimes the smartest move after minor damage is to pay out of pocket. Here's why.

June 28, 2026
Did You Know

Did You Know? Umbrella Insurance Isn't Just for the Wealthy

Umbrella coverage adds an extra layer of liability protection for surprisingly little.

June 27, 2026
Did You Know

Did You Know? Bundling Home and Auto Can Save Real Money

Keeping your policies under one roof often unlocks a multi-policy discount — and makes life simpler.

June 26, 2026
Did You Know

Did You Know? Most People Overestimate the Cost of Life Insurance

People consistently guess life insurance costs far more than it actually does. Here's the reality.

June 25, 2026
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We're your shield.
We're your Shelter.

We protect
what matters.

We do what's
right.

We're here for
the long haul.

We are proudly
Nebraska.